Does insurance fix it if house is broken into & vandalized & spray painted your entire kitchen & walls?

If your house is broken into and vandalized like the trashed the LR and spray painted your entire kitchen including the countertops does home owners insurnce fix that; we have had alot of break ins in our area with gangs and its hard to understand my policy; would I be able to replce my cabinets or would I have to repaint them because i dont have the time to do it all; i have a policy with 25k personal property and 50k for the dwelling; how does all of this work; i am working on getting an alarm but someone already broke in and stipped it all; any help would be appreciated; thanksDoes insurance fix it if house is broken into %26amp; vandalized %26amp; spray painted your entire kitchen %26amp; walls?
Insurance should come up with the money., if it's a break in and reported to the police. Get the police report and unless there is a deduct able or clause. hang in there and get what you are due.Does insurance fix it if house is broken into %26amp; vandalized %26amp; spray painted your entire kitchen %26amp; walls?
Depends on who does the vandalism. If someone breaks in and vandalizes your home, the your homeowner's should cover it.





I once lived in a city where a lady did this to her own home and then blamed it on someone of another race. The insurance did not cover it and she went to jail.





If you have questions about specifics, like how much your insurance deductable is, or what would be replaced, you should talk to your insurance agent, because every policy is different.